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52sale5126am
Wysłany: Nie 14:29, 16 Sty 2011
Temat postu: pumas shoes On the specialized banks into commerci
On the specialized banks into commercial banks, the basic approach
Policy and operational functions in one of the financial operation of the organization, policy loans, bank loans directly affect the liquidity, safety and efficiency of the barrier resistance. With the establishment of commercial banks to establish their own social benefits into account. And to their own benefit as the basic starting point of view if the bank does not seriously touch the profitability of credit funds, financial factors can not flow through the highly profitable banking sector and industry, it is impossible to achieve the best allocation of capital elements,
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, naturally there will be no social benefits. Bank profits to business objectives, the pursuit of profit maximization is the law of value embodied in capital movement. Also a measure of commercial banks and ten important indicator of good or bad. =, Running machine M-/:, by the very system, \own risk, self-restraint and self-development at the request of the real fall feast. for the ratio, must be a mechanism to establish their own decisions. devolution of autonomy to the four powers that lending, business development rights, the right of appointment and removal of dry Ho Chen and salary bonuses distribution rights. Second, to establish self-restraint mechanisms. to implement the asset-liability management. to be loan-deposit. Portland to build high-tech capital turnover rate mechanism. in accordance with the requirements of the law of value, the flow of funds between organizations to maximize resources to meet the reasonable needs of enterprises Fourth, we need to establish asset risk management mechanism. in the market economy - business risks facing more than in the past, greater economic characteristics should be established to meet the market risk management of commercial banks to strengthen the ability of commercial banks at their own risk. Lan in the service function, from the traditional business model to the multi him, changing the comprehensive functions of the present world development trend for the banking industry integrated, barrier to, commercialization, marketing. 1 yields a more socialist market economy country the continuous development and improvement of specialized banks to commercial banks had a spinach must be based on the domestic world,
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, and constantly develop new business - in the multi-functional, barrier location service efforts. from the past,
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, the traditional single operator - into an international, multi-functional, integrated of operation. downtown area in the domestic economy or abroad, additional institutions. expand its business, the development of a large commercial bank regulatory touch 'F 2 {Qiang bow to Building a regional or local commercial banks, together with the enterprise can engage in banking business Group, the joint-stock commercial banks, diversified financial organizations to develop business groups. Fourth, the use of capital, mainly from the plans to control his goods to the capital stack,
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, the market transition to state-owned specialized banks into commercial banks, an important aspect of is to direct state control to indirect control. central bank deposits, loans, interest rates and the minimum of its fixed ceiling, commercial bank loans and interest rates will be Ya the market, and policies regulating the use of open market j capital supply and demand. no such operating funds by commercial banks and interest rates market-oriented operation mechanism, the natural l credit and interest rates is an administrative allocation of its means, not the real economic adjustment means, can not be directly regulated by changes in the real indirect control. Therefore, the funds and interest rate market to finance the commercialization of the market to adapt to business. Meanwhile bound by hardened loans to curb excessive credit risk rescue, guide enterprises to operate efficiently. Fifth, in the institutional setup on the line by the press dare District butterfly, stressed counterparts down to the lean and efficient, by economic changes in regional settings. professional rolling line of accomplishing commercial banks, must be broken to the Chief Medical 『setting body of the old disc box, in favor of fair competition - is conducive to commercial bank management, there conducive to promoting the market economy made the premise of the morning. adhere to the organization by economic region and the spirit of efficiency, thousands of fine institutions, the principle of maximum benefit, it owned financial institutions. but also to establish to the use of advanced communications equipment and information processing equipment, has a strong responsibility cancer cadres as well as sensitive business information reflected decision-making system, in particular, need to have a number of senior policy makers and the expertise to understand the complex domestic and international business senior personnel. VI management tools in the bud, the bud from the traditional experience of management Lei Li changes to the law. specialized banks into commercial banks, it is imperative to management according to law, under the constraints of the law - the equality of trade and open competition. smoothly with the international finance, international economic integration. To speed up the legislative work, the commercial banks business activities and past miles of commercial banks, into the orbit of the law to achieve the institutionalization of commercial bank management, standardized and scientific. This will also help the central bank to perform its functions, to strengthen macro-control, to ensure that banks and non-financial institutions, Taiwan Law business. (Series Qiulao responsibility bat proofing l peptone t)
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